ROMADHONA, D.; NURYANI, A. The Influence Of Financial Literacy And Digital Finance On Umkm Performance (Study On The Trade Sector In The Pamulang University Area). Transforma Jurnal Manajemen, [S. l.], v. 2, n. 2, p. 144–153, 2024. DOI: 10.56457/tjm.v2i2.136. Disponível em: https://www.journal.pascasarjana-unpas.web.id/index.php/tjm/article/view/136. Acesso em: 17 oct. 2026.