KARTONO, K.; SUDIARTO, S.; HALOMOAN, Y. K. . Digital Payment System Transformation For Msmes: A Systematic Literature Review. Pasundan Social Science Development, [S. l.], v. 6, n. 2, p. 648–655, 2026. DOI: 10.56457/pascidev.v6i2.369. Disponível em: https://www.journal.pascasarjana-unpas.web.id/index.php/pascidev/article/view/369. Acesso em: 18 oct. 2026.